Whether you’re new to JLT, or already have a policy with us, this section provides quick answers to a number of key questions.

New customers


Where are JLT Business Insurance Services based?

We’re based in Birmingham.

How long will it take to get a quotation?

We can usually give you a quote over the phone in about 10-15 minutes. Alternatively, you can fill out a contact form with your details and we’ll call you back at a time to suit you with a quote.

What will happen once I have completed the online quotation form?

Once you’ve completed our online quotation form, your details will be sent through to one of our insurance account handlers who will call you with a quote. It may be necessary to ask you some additional questions at this stage to make sure you have the right level of cover – it could also help us to give you a more competitive quote.

How soon can you give me cover?

We can provide immediate cover, while you're on the phone.

What will you need to know?

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you’re a new business, our business insurance team will be able to guide you through the quotation.

Will my premises be visited?

We don’t need to visit your premises prior to you taking out your policy and if the insurer wants to carry out a survey this will be made clear to you.

How soon will I get my policy documents?

Your policy documents will be sent out as soon as you have taken out your cover. You’ll normally receive them within two working days.

Will my premium go up if I make a claim?

Not necessarily. Each case is treated on its own merits. And on certain policies, we offer No Claims Discount (NCD) protection. This means that if you have to make a claim, your premium will not be affected.

How long is my quote valid for?

Our quotes are usually valid for 30 days.

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Policy Cover

Can you cover my trade?

We provide cover for a wide range of businesses. Give us a call to talk through your requirements in more detail.

What will I be covered for?

All our policies include a standard level of cover, together with a range of optional extras that can be tailored to your business. Check out the different product categories on this site for more information, or give us a call on 0800 988 5990.

How much No Claims Discount (NCD) do you allow?

Up to 6 years NCD can be earned on Commercial Vans and No Claims Discount protection is also available.

If my van is off the road after an accident, can I have a courtesy vehicle?

Yes - providing you use one of the approved repairers, you’ll receive a courtesy vehicle - subject to availability and terms & conditions.

Will my tools be insured in my van?

Tools are usually covered under a property policy e.g. contractors' tools or goods in transit - and not Commercial Van insurance. Cover is not usually given for tools left loaded overnight, unless the van is garaged.

Do you cover trailers?

Yes – but to have the same cover as your vehicle, trailers must be specified.

Do you provide car and home insurance as well?

Yes – we provide a full range of personal insurance products. Call 0845 337 2445 for a free quotation.

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How do I pay for my policy?

You can pay upfront or by interest-free monthly payments, using a credit or debit card or personal cheque. Subject to terms of your policy.

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Can you give me any advice regarding intruder alarms?

We recommend the use of a contractor who is a member of the National Advisory Council on Security Systems (NACOSS). In some cases, a NACOSS alarm will be a requirement.

Can you give me any guidance regarding locks and other security protections?

We have minimum standards of security, which are explained with each quotation given.

Can JLT help if I have any employment or legal problems?

Most JLT policies give access to a free legal helpline – 0117 934 0174.

Existing customer


Who do I speak to if I need to make any changes to my policy?

You can call our customer services team - Monday to Friday 8am to 6pm on 0845 30 36 300.

Do I need to tell you if there are any changes to my business?

Yes – if you make any changes to your business which may affect your insurance, let us know. If in doubt, give us a call.

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Policy Cover

How soon can you cover any additional property?

Immediately in most circumstances, just call 0800 988 5990.

Am I covered for working abroad?

That depends on what your business is, where you are going to work, and what you are going to do. Call us beforehand to make sure that we can cover you.

How soon can you cover my new vehicle?

Immediately in most circumstances, just call 0800 988 5990.

Will I get a cover note?

Because we aim to despatch policy documents and insurance certificates the same day that you go on cover, there is no need to issue a cover note.

If I go abroad, do I need a green card?

Providing you are travelling to an EU country or others listed in your policy booklet, there is no requirement for a green card if you only require third party cover.

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How can I pay any additional premium that is due if I make changes to my policy?

If you pay by instalments, this will usually be spread over the remaining payments. Alternatively, you can pay by cheque, credit or debit card*. *Except Solo, Electron or American Express.

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How do I make a claim?

You can contact our 24-hour claims help line:
0845 300 4021 - Commercial Van Policies
0845 30 36 300 - All Other Policies

Do I need to complete a claim form?

Most claims are dealt with over the phone, which means there’s no need to complete a claims form.

If I need to make a claim, will someone need to come out and inspect the damage?

That depends on the nature and complexity of the claim.

Can my local garage carry out the repairs to my commercial van?

We have a nationwide network of approved repairers so that you can be assured that your vehicle will be repaired quickly and to a high standard. In most cases a courtesy vehicle will be made available – subject to availability and terms & conditions.

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How do I renew my policy?

We will start the renewal process approximately eight weeks before the due date.

How soon can you tell me my renewal premium?

Normally within 28 days prior to your renewal is due.

Will I get a refund if I have to cancel my policy before next renewal?

Yes – this will depend on how long your policy has been in force with us. However, cancellation charges will apply.

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