Unoccupied property insurance

If you’re responsible for a vacant property, it’s important to keep it protected.

If you own an empty home or unoccupied commercial property, it could be more at risk. At JLT we can help find the best cover for you.


We’ll cover as standard...

  • Buildings
  • Contents
  • Theft or attempted theft
  • Malicious damage
  • Vandalism
  • Subsidence cover

And take care of the extras...

  • No inspections necessary
  • Flexible cover - from 1 month cover
  • No security required
  • No forms to complete
  • Property in Probate

Want to find out more?

For more information or an instant unoccupied property insurance quote, call0800 316 9842

No time to talk ?
Get an online quote

Want us to call you back ?
Leave your details here

Why choose JLT Unoccupied Property Insurance?

Get immediate cover

With JLT, there’s no need to wait for inspections or fill out forms. In most cases it just takes a single phone call to arrange cover on an ‘all risks’ basis.

Flexible options

With our flexible cover, it doesn’t matter how short the period of unoccupancy – one month policies are now available alongside our standard three month policies, with contents insurance as standard.

Advice when you need it

Whether your home is empty, or you need unoccupied commercial property insurance, we can provide expert advice and round the clock support with our 24-hour helpline.

Do you own residential property? Find out more about our Residential Property Owners Insurance More info >>
Do you own commercial property? Find out more about our Commercial Property Owners Insurance  More info >>

Call us now for
free expert advice
or select a business
insurance product


Not sure if this insurance package is best for your business?

click here to visit our online advice centre